Neal Bracewell

STATE FARM DOES NOT CURRENTLY OFFER FIRE INSURANCE IN CA TO INCLUDE HOMEOWNERS, RENTERS, OR SMALL BUSINESS INSURANCE IN CALIFORNIA.

During the summer season, it’s a good time to review and update your insurance to make sure it still fits your life and risks. As travel ramps up, consider whether your existing coverage extends to trips, rental vehicles, and any seasonal activities like camping, boating, or working outdoors. If you’ve changed your home—such as installing a pool, renovating a room, or upgrading valuables—update your homeowners or renters policy so you’re properly covered for replacement costs. Summer also brings higher chances of incidents like storm damage, fire risk from dry conditions, or theft when doors are left unlocked for longer periods, so check that deductibles, coverage limits, and endorsements match your current needs. Finally, confirm due dates and make sure any new drivers, vehicles, or household changes are reflected in your auto and liability policies.

I was born and raised in a small town called Toccoa, Georgia. California is now home. I joined the United States Navy directly from high school and met a nice young lady who was attending UCLA. This nice young lady is now my wife and the mother of our two children. My naval career included serving on the USS America aircraft carrier and completing two deployments to the Persian Gulf during Operation Desert Shield and Desert Storm.

I am passionate about being active and enjoy the outdoors. I am an avid runner and have completed six full marathons and 13 half marathons, 5 half Ironman race and two full 140.6 mile Ironman. As a true baseball fanatic, I have been a regular Arizona Spring Training attendee for the last 17 years, except during the pandemic. My daughter graduated from Colorado State University is currently working on her masters degree at Cal State Dominguez Hills for occupational therapy. My son is currently a Junior at Illinois Institute of Technology in Chicago where he is a pitcher on the baseball team and majoring in materials science.

I chose to become a State Farm agent because I enjoy helping people and educating them about a subject that most of us are not familiar or even interested in. I aspire for customers to introduce us to their family and friends because they know that our agency will always have the customers’ interest at heart. We are passionate about educating customers about their coverages and options. My bilingual Spanish speaking team and I can answer your questions on car insurance, life insurance and health insurance.

Torrance is a wonderful place to work. The people and small businesses in the community are always very pleasant to work with. This is the reason my agency has been serving this city for nearly ten years. My team and I consistently donate blood to the Torrance chapter of the American Red Cross. I have served as the president of the Torrance Del Amo Rotary Club and the Power Partners South Bay Group. As part of the Power Partners South Bay group, we work together to be resources for customers that we work with. We also do philanthropic work throughout the community.

Please call us for a free quote on auto insurance. If you live in Carson, Lomita, Redondo Beach and even in Arizona, take advantage of our 24/7 self service tools by downloading the State Farm app. Simply text the word "Mobile" to 78836. Reach us by phone, email or text. We also offer virtual meetings. We will meet with you in the way you want!

Frequently Asked Questions (FAQs)

Q: How do I get car insurance quotes?

A: You can get car insurance quotes online, by phone, or with a local agent by sharing details about your vehicle, driving history, and coverage needs. Neal is here to help your Torrance household feel covered.

Q: How fast can I get car insurance?

A: In some cases, car insurance coverage can begin the same day you purchase a policy. The timing may vary depending on your situation. We can help you get coverage quickly when you need it. Neal serves Torrance, CA and is happy to help with your insurance needs.

Q: What are the insurance requirements on a leased car?

A: If you're leasing a vehicle, the requirements are usually a bit higher than standard coverage. In most cases, you'll need liability, comprehensive, and collision coverage, and the leasing company may need to be listed on your policy. We're always happy to walk you through exactly what's needed. Looking for coverage? Talk with Neal about your options in Torrance.

Q: How does life insurance work?

A: Life insurance provides a payout to your chosen beneficiaries if you pass away while the policy is active. It can help give your loved ones financial support when they may need it most. Neal is proud to serve the Torrance community.

Q: How does life insurance work at a basic level?

A: Life insurance helps provide financial support to your beneficiaries and can help cover expenses like debts, living costs, or future needs. Serving Torrance and the surrounding area, Neal can help answer your questions.